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IADS is founded by recognised experts in Financial Services & Banking industry, armed with deep professional domain expertise. We are a small team of talented professionals with a wide range of skills and experience. We love what we do, and we do it with passion. We look forward to working with you.

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Meet the individuals who bring a unique perspective, broad experience acquired through close collaboration with clients, and deep insight to our work.

Regardless of their cultural, educational, or professional background, these diverse individuals have much in common: the same commitment to challenging conventional thinking and solving complex problems, experience that spans a variety of industries, and a passion for helping clients succeed.

-ADS Expert-

Samuel Mulyono
President Director & CEO

17+ years experience in Banking, Payment & Fintech. Domain expertise in Legal, Compliance, Risk Management, Data Protection, Cybersecurity RIsk & Internal Audit.


Samuel is Bachelor of Mathematical Science and successful experience as a Risk Management, Audit & Regulatory Compliance Director on Digital Banking, Sharia Banking, InsurTech, Securities Crowd Funding, Fintech Payment, Fintech Lending, Venture Capital and Fintech Capital Market. In addition to control work, he also have strong knowledge and awareness in Business Acumen. He also have designated as Certified Professional As Scrum Master™ (CPSM™), Certified in Data Protection™ (CDP™), PrivacyOps Academy Certified™, Privacy Engineering Certified™, Certified Chief Audit Executive™ (cCAE™), Integrated Data Privacy Professional™ (IDPP™), Certified GRC Professional™ (GRCP™), Certified GRC Audit™ (GRCA™), Integrated Policy Management Profesional™ (IPMP™), OMEGA™ CSA, WAPERD™, and SMR Level IV, ISO/IEC 27001 Information Security Executive™, Information Security Risk Manager™, Information Security Lead Auditor™.

Successful experience in planning, organising and following-up multi-faceted, complex activities, and a managerial position offering opportunities for personal contribution and professional growth.

Andrian M Saputra
Advisor & Partner

13+ years experience in Banking, Payment & Fintech. Domain expertise in Digital Product Development, Digital Financial Services & Payment System. Past experience including PayTren, OVO, Commonwealth Bank of Australia (CBA), Bank BTPN & Bank Mandiri.

experience as team leader as well as work in individuals for :
- Credit Card Acquisition
- Credit Card Usage and activation
- Credit Card portfolio management
- Bill Payments
- Merchant Acquisition
- Product & Brand Activation
- Segmentation Analysis
- Predictive Analytics
- Project Management
- Digital Campaign
- eCommerce, mCommerce & Payment Gateway
- Procurement Card and Distribution Card Development
- Branchless Banking
- Mobile Banking
- e Money and e Wallet
- Agent Banking
- Digital Financial Services
- Mobile Money / Mobile Financial Service
- Human Centric Design
- Digital Banking
- Laku Pandai and LKD
- Design Thinking
- Platform Thinking
- Direct Banking
- Business Incubation
- P2P lending / Paylater
- Financial Technology (fintech)
- Start up
- Agile Scrum
- Loyalty
- Payment
- Digital transformation
- Open Banking
- neobank
- embedded banking

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